Real Esate Business sector
With the development of private property ownership, real estate has become a major area of business. Purchasing real estate requires a significant investment, and each parcel of land has unique characteristics, so the real estate industry has evolved into several distinct fields. Specialists are often called on to valuate real estate and facilitate transactions. Some kinds of real estate businesses include: Appraisal: Professional valuation services Brokerages: A fee charged by the mediator who facilitates a real estate transaction between the two parties. Development: Improving land for use by adding or replacing buildings Property management: Managing a property for its owner(s) Real estate marketing: Managing the sales side of the property business Real estate investing: Managing the investment of real estate Relocation services: Relocating people or business to a different country Corporate Real Estate: Managing the real estate held by a corporation to support its core business—unlike managing the real estate held by an investor to generate income Within each field, a business may specialize in a particular type of real estate, such as residential, commercial, or industrial property. In addition, almost all construction business effectively has a connection to real estate. "Internet Real Estate" is a term coined by the internet investment community relating to ownership of domain names and the similarities between high quality internet domain names and real-world, prime real estate.
Real Esate Market sector value
According to The Economist, "developed economies" assets at the end of 2002 were the following:
Residential property: $48 trillion; Commercial property: $14 trillion; Equities: $20 trillion; Government bonds: $20 trillion; Corporate bonds: $13 trillion; Total: $115 trillion. That makes real estate assets 54% and financial assets 46% of total stocks, bonds, and real estate assets. Assets not counted here are bank deposits, insurance "reserve" assets, and human assets; also it is not clear if all debt and equity investments are counted in the categories equities and bonds. For U.S. asset levels see FRB: Z.1 Release- Flow of Funds Accounts of the United States.
Mortgages Realestate
In recent years, many economists have recognized that the lack of effective real estate laws can be a significant barrier to investment in many developing countries. In most societies, rich or poor, a significant fraction of the total wealth is in the form of land and buildings.
In most advanced economies, the main source of capital used by individuals and small companies to purchase and improve land and buildings is mortgage loans (or other instruments). These are loans for which the real property itself constitutes collateral. Banks are willing to make such loans at favorable rates in large part because, if the borrower does not make payments, the lender can foreclose by filing a court action which allows them take back the property and sell it to get their money back. For investors, profitability can be enhanced by using an off plan or pre-construction strategy to purchase at a lower price which is often the case in the pre-construction phase of development.
But in many developing countries there is no effective means by which a lender could foreclose, so the mortgage loan industry, as such, either does not exist at all or is only available to members of privileged social classes.
Real Esate Real estate in Mexico and Central America
The real estate business in Mexico and Central America is different from the way that it is conducted in the United States.
Some similarities include a variety of legal formalities (with professionals such as real estate agents generally employed to assist the buyer); taxes need to be paid (but typically less than those in U.S.); legal paperwork will ensure title; and a neutral party such as a title company will handle documentation and monies in order to smoothly make the exchange between the parties. Increasingly, U.S. title companies are doing work for U.S. buyers in Mexico and Central America.
Prices are often much cheaper than most areas of the U.S., but in many locations prices of houses and lots are as expensive as the U.S., one example being Mexico City. U.S. banks have begun to give home loans for properties in Mexico, but, so far, not for other Latin American countries.
One important difference from the United States is that each country has rules regarding where foreigners can buy. For example, in Mexico, foreigners cannot buy land or homes within 50km of the coast or 100km from a border, while, in Honduras, they may buy beach front property. There are also different special rules regarding certain types of property: ejidos — communally held farm property — cannot be sold to anyone, but that does not prevent them from being offered for sale.
Many websites advertising and selling Mexican and Central American real estate exist, but they may need to be researched.
In Costa Rica, real estate agents do not need a license to operate, but the transfer of property requires a lawyer.
Real Esate Residential real estate
The legal arrangement for the right to occupy a dwelling is known as the housing tenure. Types of housing tenure include owner occupancy, Tenancy, housing cooperative, condominiums (individually parceled properties in a single building), public housing, squatting, and cohousing.
Residences can be classified by if and how they are connected to neighboring residences and land. Different types of housing tenure can be used for the same physical type. For example, connected residents might be owned by a single entity and leased out, or owned separately with an agreement covering the relationship between units and common areas and concerns.
Major physical categories in North America and Europe include:
Attached / multi-unit dwellings Apartment ("flat" outside North America) - An individual unit in a multi-unit building. The boundaries of the apartment are generally defined by a perimeter of locked or lockable doors. Often seen in multi-story apartment buildings. Multi-family house - Often seen in multi-story detached buildings, where each floor is a separate apartment or unit. Terraced house (a.k.a. townhouse or rowhouse) - A number of single or multi-unit buildings in a continuous row with shared walls and no intervening space. Condominium - Building or complex, similar to apartments, owned by individuals. Common grounds are owned and shared jointly. There are townhouse or rowhouse style condominiums as well. Semi-detached dwellings Duplex - Two units with one shared wall. Single-family detached home Portable dwellings Mobile homes - Potentially a full-time residence which can be (might not in practice be) movable on wheels. Houseboats - A floating home Tents - Usually very temporary, with roof and walls consisting only of fabric-like material. The size of an apartment or house can be described in square feet or meters. In the United States this includes the area of "living space", excluding the garage and other non-living spaces. The "square meters" figure of a house in Europe reports the area of the walls enclosing the home, and thus includes any attached garage and non-living spaces.
It can also be described more roughly by the number of rooms. A studio apartment has a single bedroom with no living room (possibly a separate kitchen). A one-bedroom apartment has a living or dining room, separate from the bedroom. Two bedroom, three bedroom, and larger units are also common. (A bedroom is defined as a room with a closet for clothes storage.)
See List of house types for a complete listing of housing types and layouts, real estate trends for shifts in the market and house or home for more general information.
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Tuesday, March 24, 2009
Pakistani Indian Recipes
Daal Mekani
Ingredients:
2 tbs ghee
1 onion chopped
1 tsp cumin seeds1big potato
1 carrot1 cauliflower diced
1 egg plant chopped
1 cup peaskg tomatoes
1 bunch spring onion1 cup yoghurt
2 green chillies chopped
1 tsp Garam masala
1 coriander chopped cup waterSalt to taste
Preparation:
Hear ghee in a pan and fry onions , cumin until golden brown. Add the vegetables cook for few minutes. Then mix the yoghurt and water to form curry. Add the remaining ingredients and cook on high Flame for 2 to 3 minutes, stirring all the time. Cover and simmer for 20 to 30 minutes, Garnish with coriander . Serve hot. (Serves for 4)
Spicy Daal
Ingredients:
2 cups Daal(Any sort of pulse you desire). Water As requirad
1 tsp Peppers Cinnamon one inch piece
6 green chillies
1 cup Ghee Salt To taste Red chilli powder To taste
1/2 tsp Turmeric powder
1 tsp Garam masalah
2 Tbsp Ginger and garlic paste
2 Onions (cut to slices)
2 Tomatoes(cut into small cubes) Lemons(optional) For garnishing Mint leaves(optional) for garnishingFresh carder(Dhania) for garnishing(optional)
Preparation:
Soak the pulse in water over night. Take it in a pot, add water enough to make it tender. Add salt, red chilli powder, turmeric powder, peppers, cinnamon, and green chillies to it. Boil until the pulse becomes tender and homogenious with water. Never stir while boiling with any steel utensile otherwise daal will turn hard. In a frying pan, take ghee, add onion slices on melting and fry till they get light brown. Add ginger and garlic paste to it. After a short while add tomatoes, a pinch of salt, red chillies and fry till the mixture turns into a smooth gravey. Add this mixture to the boiling daal and stir with any wooden spoon. Dish out and garnish with garam masalah, carder, mint leaves and lemon slices. Serve with rice.
Daal Mekani
Ingredients:
2 tbs ghee
1 onion chopped
1 tsp cumin seeds1big potato
1 carrot1 cauliflower diced
1 egg plant chopped
1 cup peaskg tomatoes
1 bunch spring onion1 cup yoghurt
2 green chillies chopped
1 tsp Garam masala
1 coriander chopped cup waterSalt to taste
Preparation:
Hear ghee in a pan and fry onions , cumin until golden brown. Add the vegetables cook for few minutes. Then mix the yoghurt and water to form curry. Add the remaining ingredients and cook on high Flame for 2 to 3 minutes, stirring all the time. Cover and simmer for 20 to 30 minutes, Garnish with coriander . Serve hot. (Serves for 4)
Spicy Daal
Ingredients:
2 cups Daal(Any sort of pulse you desire). Water As requirad
1 tsp Peppers Cinnamon one inch piece
6 green chillies
1 cup Ghee Salt To taste Red chilli powder To taste
1/2 tsp Turmeric powder
1 tsp Garam masalah
2 Tbsp Ginger and garlic paste
2 Onions (cut to slices)
2 Tomatoes(cut into small cubes) Lemons(optional) For garnishing Mint leaves(optional) for garnishingFresh carder(Dhania) for garnishing(optional)
Preparation:
Soak the pulse in water over night. Take it in a pot, add water enough to make it tender. Add salt, red chilli powder, turmeric powder, peppers, cinnamon, and green chillies to it. Boil until the pulse becomes tender and homogenious with water. Never stir while boiling with any steel utensile otherwise daal will turn hard. In a frying pan, take ghee, add onion slices on melting and fry till they get light brown. Add ginger and garlic paste to it. After a short while add tomatoes, a pinch of salt, red chillies and fry till the mixture turns into a smooth gravey. Add this mixture to the boiling daal and stir with any wooden spoon. Dish out and garnish with garam masalah, carder, mint leaves and lemon slices. Serve with rice.
Make Money
How to Make Real Money via Internet? How to Start your own Internet Business with a little budget? Learn the real way to Start Internet Based Business in Easy Steps!
Step 1:Think... what you want to do? What are your interests? What are your passions? What are your areas of expertise? What you don't want to do? What you don't like at your current job? What are the things and situations you avoid? Step 2:Think... about an easily targetable niche market... Finding a niche market is about finding a specific and highly focused group of people who are looking for something on the internet, but not finding it.About 50% of Internet start-ups fail because they do not do this! Web sites to explore potential niche markets:Overture Keyword Selector Tool iWebTool Keyword ToolImportant Tip: Do not just look for products or services... look for a problem to solve.
Step 3:Decide... what you are going to sell Physical product (e.g. home decoration items, furniture, antiques, or whatever you want to sell)Information product (e.g. how-to ebooks, training material etc.) Service (e.g. training lessons, training classes etc.) Affiliate product (recommend some specialty web sites for a commission)Resellership (selling quality brand products for a higher commission) Freelancing / Consulting (contract with some company to provide them your services on a particular topic) By the way, Information product is the most profitable thing you can sell online! because it almost costs you nothing to develop it, manufacture it, warehouse it and to ship it. You earn big profit selling information products. Step 4:Write you sales copy (sales letter) Do it yourself Most affordableYou'll learn marketing skillsYou can do it!Hire a Sales letter writer (copywriter) No sales letter writer (copywriter) will work for under US$100Sales Letter - Search on the web Try finding some sample Sales Letters through the web - that you can customize accordingly.You can write a better sales letter for your own product. You need to concentrate on the problem of your target market and the solution your product provide them
Step 5:Choose a Domain Name Choose a domain name that reflects what products or services you provide:. For example
DOSAPK.COM
etc. You can use other variations and choose a .Net or .Biz domain if your favorite domain is not available with .com. Visit www.whois.sc to look for your required domain. Step 6:Design your web site... Do it yourself: You should have some working knowledge of HTML and Microsoft FrontPage or Macromedia Dreamweaver.You should enjoy the process of web design; if you would like to do it yourself. Hire a Web Designer: You may have a web designer make a web site for you, but it may cost you in between $40 to $200 or more Buy a web site template: Affordable ($5 - $40 or more) Fabulous selection of design Saves your time that you can devote somewhere else. You may check these sites for templates: templatemonster.com freesitetemplates.com templatesfactory.net mytemplates.us/templates/ etc.
Step 7:start accepting Payments via all major Credit Cards (Master, Visa, American Express, Discover etc.) Merchant Account:Very expensive for most startups Lengthy application process Not suitable for small businesses and economical products/services PayPal:No setup feesInexpensive per transaction fees Recognized and trusted name by users but, PayPal is NOT acceptable / supported in Pakistan and many other countries. Best Option "2CO":50$ setup fee Inexpensive per transaction fees Recognized and trusted name by users I'm personally satisfied with their services and payment procedure.Accepted in Pakistan and all other countries Step8: Buy Pay-per-Click (PPC) Traffic from Yahoo Search Marketing and Google AdWords... At first, identify your top 100 keyword / phrases by visiting:Overture Keyword Selector Tool iWebTool Keyword Toolthen, buy PPC traffic for your selected keywords from the following sites:Bring targeted traffic to your site with Google AdWords
Step 9:Test, Test and Test again Test everything once, test everything again, once again and repeat this testing process until you are fully satisfied with your working. Step 10: NEVER STOP, try new marketing strategies all the time... Once your new business / new web site is generating a profit, start focusing on new marketing strategies to enhance and expend your business. You should focus on the following topics:Permission based Email Marketing Affiliate Programs New business opportunities like Google AdSense Linking Partnership Other possible Joint Ventures Natural (Organic) Search Engine Optimization Word-of-Mouth Marketing Offline Marketing (ads in local newspapers, magazines etc.) and many many more...
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